What shipped.

• On 11-inch tablets in landscape the app now shows the two companion rails (280px each), and the bottom nav stays on screen under the browser toolbar on Android and iPad.
• Settings is four groups with one row per destination; forms open in place. Historical years live in Reports → Multi-year.
• Reports: the Year-over-Year view retired; Multi-year carries the savings rate, the export and the add-historical-years link.

On screens 1,280px and wider the phone frame gains two companion rails. Left: your avatar and your active quest (or the first-week checklist). Right, by route: the 10/20/30-year Panorama, this month, due soon, top categories, setup health.

Every number on a rail is the same number the phone shows, from the same function. Below 1,280px nothing changes and nothing loads.

Six stages of your form, from the Mortal to the Monarch, painted from one reference sheet. They appear on the map, the dashboard, the Future Self and the help articles. The stage follows your Mutation Path level; you never pick it.

• Money per hour: what you earn and what you spend as an hourly rate from your own entries, every hour of every day counted, over your last twelve months (nothing shows until you have three months).
• Prices in hours of your life: a coffee, a subscription, a phone, a car.
• What-If v2: change one habit and see your Future Self move at 10, 20 and 30 years.

• One workbook brings accounts, categories, balances and years of history from YNAB, Monarch, Copilot or a spreadsheet.
• Re-imports are safe: the same file twice changes nothing.
• The Checkup lists what is still missing before anything is saved, and every import has a full undo.

Every native date, time and option control is gone. One themed picker on every screen: the same look on iPhone, Android and desktop, keyboard-operable, with search where a list is long.

• Your home currency locks at your first account; every other account can hold a different one.
• Rates are yours to set; flows are frozen at the rate of the day, holdings are revalued.
• Custom assets: gold, a car, a flat, anything with a unit and a value.

Every help category and article got its own scene, the blog its hero images, and Blog and Help joined the main navigation.

• AI chat now runs tools over your actual accounts, budgets and loans: answers are read from your rows, not guessed. Credits included, or bring your own key.
• A public help center: seventeen articles with search and deep links from inside the app.
• The migration workbook: the first version of the one-file import.

Interest posts itself on the loan. EMIs are plain transfers. The balance you see is the balance the engine owes, never a number you typed. One extra payment moves the payoff date in front of you.

Add and edit open as modals over the page you are on, saves are optimistic, the shell boots from cache, and every read is served through one channel. It stopped feeling like a website.

Your stage now follows your runway and your Path together; the Future Self projections no longer depend on the Path. The compass card on the dashboard shows the composite.

The blog and its RSS feed; welcome and trial emails; the add-transaction form redesigned for speed.

The first complete build: the 9-level Mutation Path, transaction tracking, budgets with rollover, reports, goals, an installable app that works offline, and one payment ($99; local price at checkout).