AUG 2026Just shipped
Desktop rails and tablets
On a laptop or an 11-inch tablet the phone app gains two companion rails: your avatar and quest, the 10/20/30-year Panorama, this month. Same numbers, more per screen.
The Roadmap · A live, growing product
Buy once.Watch it grow.
A lifetime licence isn’t a snapshot — it’s a seat on the trajectory. The road below is real: what just shipped, what’s being forged now, what comes next — and the vault of things we will never do.
In active developmentLatest drop: Multi-currency & custom assets →
Proof, not promises
Recent drops
AUG 2026Just shipped
Money per hour and What-If
What you earn and spend as an hourly rate from your own entries, things priced in hours of your life, and one changed habit shown on your Future Self.
AUG 2026
Multi-currency & custom assets
Track any ISO currency plus gold, stocks, crypto — or any unit you define. A locked home currency keeps every total honest.
JUL 2026
Loans that do their own math
Interest accrues on the loan automatically. Every payoff figure is computed by the engine — never hand-typed, never stale.
JUL 2026
AI with live tools
Chat now operates real tools over your actual accounts, budgets, and loans. Answers are grounded, not guessed.
JUL 2026
The migration workbook
One template brings accounts, categories, and years of history from any app. Duplicate-proof, with undo.
JUL 2026
Public help center + blog
Deep, honest articles on the method and the machine. Free for everyone, customer or not.
JUN 2026
The speed pass
Instant modals, optimistic saves, app-shell cold starts. It stopped feeling like a website.
The trajectory
Four chapters. One mutation.
No dates on future work, ever — plans earn their place by shipping, not by promising. This is the honest state of everything.
Read the map — what each color means for your wallet
Core · included
Lands free in every lifetime licence. Once it ships, it’s simply yours.
Add-on · one-time
Optional module. Priced once when it ships, only if you want it. Never a subscription. Exception, recorded 2026-08-30: the first 250 Founder licences include every add-on we release, for life.
Exploring
In the Lab. No commitment yet — not on shipping, not on pricing.
Never
Sealed in the vault. Not for sale at any price, not ever.
Multi-currency & custom assets
Just shippedEuros, rupees, gold in grams, stocks in shares, crypto in coins — or any unit you invent. One locked home currency keeps your net worth honest.
The 9-level Mutation Path
Automatic progression detection from your real data. Awareness to work-optional, three arcs, nothing ever reverts.
Future Self projections
10-, 20-, 30-year net-worth horizons with a scenario explorer, built from your actual months of data.
The full tracking engine
Sub-30-second entry, splits, budgets in two paradigms, goals, credit-card cycles, loans with prepayment simulation, reports.
AI that knows your numbers
Chat grounded in your real balances, loans, and history — hosted credits or your own key.
Full-ledger migration
The template workbook brings accounts, categories, recurring rules, and years of history from any app — duplicate-proof, with undo.
Own it anywhere
Installable on any device, no app store required. One payment, yours forever.
Transaction rules
Core · includedIf the payee contains X, file it under Y: applied as you type and when you import. The recurring rules that shipped this month are the first half of this.
Bulk undo
Core · includedSelect many, change many, and take the whole change back in one tap.
Rules on import
Core · includedThe migration workbook learns your categories as it goes, so the second import is already sorted.
Household & couples
Add-on · one-timeYour partner joins with their own login. Shared accounts you can both transact on, full visibility where you want it, clean separation of what stays personal.
Kids & allowance
Add-on · one-timeChildren get their own guided space — allowance automation, their own accounts, and the ability to ask you for what they need. When they grow up, their history graduates with them.
Task management for money life
Add-on · one-timeThe obligations money creates — EMIs, insurance renewals, warranties, birthdays, chores — tracked next to the money itself, with household assignment.
Corporate wellness licensing
For teamsWealth Mutant as an employee benefit — bulk licences for teams, activated with codes, no employee data ever shared back.
Achievements & streaks
Core · includedMilestones with teeth — level-up moments and badges earned from real financial behavior. Recognition, never engagement bait.
Android app on Google Play
ExploringThe same app, one tap from your home screen — no browser chrome at all.
Year in Review
ExploringTwelve months of your mutation, wrapped into a shareable story — private by default.
Home-screen widgets
ExploringNet worth and today’s spend at a glance, without opening the app.
The other half of a roadmap
The Never List
A roadmap tells you what’s coming. This vault holds what never will — the part most companies won’t write down.
Subscriptions
The price you pay is the last price you pay. Even future add-ons are one-time purchases.
Bank-account linking
Manual entry is the method, not a missing feature. Awareness is built by looking — and your credentials stay yours.
Ads or selling your data
Our only revenue is the licence you buy. You are the customer — never the product.
Paying again for core upgrades
Every improvement to what you bought lands in your licence, forever, under your price-lock.
What this page is — and isn’t
This roadmap is our direction, not a promise. Future work comes in two kinds: core upgrades, which land in every lifetime licence at no extra cost — forever, under your price-lock — and optional add-on modules (like family seats), which are priced once when they ship, bought only if you want them, and never subscriptions. Not every future feature will be free — but you will never pay twice for what you already own, and never pay monthly for anything. We publish no dates and no prices on unshipped work; the only dates on this page are history. If an item here never ships, nothing you bought is diminished.
The best seat on a growing thing is the one you already own.
7 days of full access · No credit card · See pricing