Pricing
One price. Lifetime access.
No subscriptions. No annual fees. No feature tiers. Pay once and own Wealth Mutant forever — including every future update.
Compare the cost over 5 years
Every competitor is on a subscription. Wealth Mutant is not.
| App | Price | Subscription? | Mutation Path | Offline PWA |
|---|---|---|---|---|
| Wealth Mutant← you are here | $99 once | |||
| YNAB | $109/yr | |||
| Monarch Money | $100/yr | |||
| Copilot | $95/yr |
Competitor pricing as of March 2026. YNAB, Monarch, and Copilot require annual renewals.
Who is Wealth Mutant for?
You hate subscription software
You believe a tool should be paid for once. You don't want to budget for your budgeting app.
You want a structured system
Not just expense tracking — a clear 9-level path from financial chaos to financial independence.
You value your financial privacy
You don't want to connect your bank account to a third party. Manual entry means you control what exists.
You want it to work anywhere
Offline support, any currency, any country. Universal financial principles that work for your life.
Pricing questions answered
More questions? Contact us — we reply within 24 hours.