The Mutation Path

Understanding the Mutation Path

The 9-level progression at the heart of Wealth Mutant — three arcs, automatic detection from your real data, levels that never revert, and how to begin.

Level Guide: The Defense Arc (Levels 1–5)

The exact criteria for Mutation Path Levels 1–5 — Know Your Numbers, Starter Shield, Free Money First, Debt Purge, Full Fortress — and how each is detected.

Level Guide: Offense & Purpose (Levels 6–9)

The exact criteria for Mutation Path Levels 6–9 — Accelerate, Compound, Fund the Future, Financial Independence — savings-rate targets and the FI test.