Your net worth usually isn't all in one currency, or even all in currency. Wealth Mutant tracks investment accounts like any other account — and can denominate an account in a different currency, a metal, a cryptocurrency, or something entirely your own.
Investment accounts
Create an account with the investment type and give it an opening balance — your brokerage, retirement, or fund account. Record contributions as transfers in, withdrawals as transfers out. Contributions also count toward the Mutation Path's investing levels (see the level guide).
Multi-asset accounts
Settings → Assets manages what accounts can be denominated in:
- System assets — major currencies, metals, and crypto. Rates update automatically; you just pick the asset when creating the account.
- Custom assets — anything else you want to track (a fund unit, a collectible, an unlisted holding). You define it and enter its rate manually; update the rate whenever you like.
An account denominated in an asset keeps its own balance in that asset, and converts into your base currency for net worth and reports — so a savings account abroad or a gold holding sits honestly inside the same total as your checking account.