Accounts, Cards & Loans
Accounts and Opening Balances
How accounts work in Wealth Mutant: types, the opening balance that anchors the math, verifying against your bank, and archiving what you no longer use.
How Credit Card Accounts Work
Statement day, due day, what you currently owe versus what's payable, and why paying the bill is a transfer — the full credit card model, explained in full.
How Loan Accounts Work
Loans as accounts: interest that posts itself every month, payments as simple transfers, and the prepayment simulator that shows what one extra payment does.
Investment Accounts & Multi-Asset Tracking
Track investment accounts alongside cash, and hold accounts in other currencies, metals, or crypto — automatic rates for system assets, manual for custom.