Reports are the long view — the place where months of small entries turn into shapes you can actually see. They live under Insights → Reports, and everything they show is computed from your own monthly summaries.
Net Worth
Your total — assets minus debts — traced month by month.
This is the slowest, truest chart in the app. Daily spending wobbles; net worth trends. If the line points up across quarters, the system is working — whatever any single week felt like.
Savings Rate
Each month's rate — what percentage of income you kept — as a bar per month. This is the number the Mutation Path's Accelerate and Compound levels measure (15% and 25% on a 3-month average), and the single strongest lever in your Future Self projections.
Year-over-Year
The same months, compared across years — how this March did against last March. Spending has seasons (festivals, school terms, renewals); YoY separates "we always spend more in December" from "something changed."