Reports are the long view, the place where months of small entries turn into shapes you can actually see. They live under Insights → Reports, and everything they show is computed from your own monthly summaries.
Net Worth
Your total (assets minus debts), traced month by month.
This is the slowest, truest chart in the app. Daily spending wobbles; net worth trends. If the line points up across quarters, the system is working, whatever any single week felt like.
Savings Rate
Each month's rate (what percentage of income you kept) as a bar per month. It's the single strongest lever in your Future Self projections, and the fastest-moving of the three reports: one changed habit shows up in next month's bar.
The Mutation Path's Accelerate and Compound levels measure a wider number: wealth velocity, meaning your net-worth growth over the trailing year as a share of your annual income (15% for Accelerate, 25% for Compound). Investment growth and debt paydown count toward that alongside what you saved, so the two charts can move in different directions in the same month. Money you keep still lands in your net worth, which makes savings rate the part of wealth velocity you steer most directly.
Multi-year
Whole years side by side: what came in, what went out, what you kept, and the savings rate for each year you have, plus any earlier years you add by hand from the link at the bottom of the view. The PDF export lives here too. Spending has seasons (festivals, school terms, renewals); a row per year separates "we always spend more in December" from "something changed."
